Free Household Budget Template for Excel 2007 – 2016
Now if you’re the type of person who wishes to have a good plan on how to budget things effectively in your own household, then you’re going to need a document which will take in the many factors that are going in your own house and budget them effectively. Therefore, this free household budget template, is definitely going to be an asset for you.
Through using our free household budget template, you’ll be able to keep track of the growing progress of your budget while also managing them carefully in order to make sure that your expenses will not increase. So this is a very helpful template to have in the first place.
Household Budget Template
Use for Excel, OpenOffice, and Google Sheets
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Looking at the household budget template, you might think about how complicated and disorganized it looks. But it’s not complicated at all. Once you look closely at it, you’ll be able to see that all of the details that are inputted in the document is all for the betterment of the budget plan that you have to organize for your household. It’s very helpful to have one of these because everybody values money and in terms of budgeting and spending, we might be very careless when it comes to this known fact. So regardless if you are not well-equipped for saving money, you should at least get a head’s start by getting one of these templates as well. Now looking at the template itself, the first thing you’re going to see on your left is a pie graph which represents the data that you will soon input on the corresponding table. Through this graph, you’ll have a better representation about the budget plan, which is extremely helpful in terms of better understanding and analyzing the things you have to do in order to be able to manage your budget well. But before going through the details of the pie graph, take a look at the table on the right first.
On the right side of the household budget template, you’ll see that there’s a section set aside for the capital amount of your money, which talks about the income (salary, bonus and commission, investments, other income), the budget, the actual cost and the difference. Through this small section, an overview of the money that you have to manage has already formed in your head, making it very helpful for you to start thinking ahead. At the bottom of that will be the section made for the expenses, which is basically the essence of the template because it has a of details that you have to talk about, such as the home expenses, the financial expenses, the transportation expenses, and the daily living expenses. A lot of these expenses need to be specified accordingly to their budget, actual cost, and difference to be able to see clearly what you have to do in order to lessen the expenses and boost up your savings. In this kind of method, you’ll be able to have a better time in analyzing what’s wrong with what you’re doing and etc. Keep in mind also that once you update the table, the graph on the left side will also be updated as well, giving you a very clear and concrete visual representation of the way the budget at your household works.